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Filtered by tag: Cartus Home Loans

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A major change to U.S. credit reports is set to roll out which will incorporate what is being referred to as trended credit data into a borrower’s credit profile. 
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This past week the Consumer Financial Protection Bureau (CFPB) announced that the effective date of the U.S. TILA-RESPA Integrated Disclosure (TRID) Rule has moved to October 3, 2015, and they provided guidance on two areas of concern for the industry.
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Late last week, Richard Cordray, Director of the Consumer Financial Protection Bureau (CFPB), announced the Bureau will seek to delay implementation of the new mortgage disclosure requirements and forms until October 1, 2015. The new requirements and use of new forms were scheduled to take effect on…
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You may have heard of the TILA-RESPA Integrated Disclosure (TRID) rule—or, perhaps, that there will be significant regulatory changes happening in the U.S. mortgage and home closing process effective August 1, 2015. Whoever your employee’s lender of choice is, they are likely making preparations and…