Mortgage interest rates have been on the uptick over the past three to four weeks. This has been very frustrating and stressful to those in the midst of buying or selling a home. 

Home buyers and sellers are frequently surprised that, even in a relatively good current housing market, a mortgage appraisal may not necessarily sail through to closing without a hitch. Appraisals can be problematic, and the reasons for that are complex.

A major change to U.S. credit reports is set to roll out which will incorporate what is being referred to as trended credit data into a borrower’s credit profile.